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Daytona Beach/Halifax
Area Chamber Health Insurance
Survey Results May 2005 |
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1. |
Does your company offer health insurance to your employees? If
yes, what type? |
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Answer |
Votes |
% |
Graph |
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Yes, HMO Only |
15 |
23.4% |
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Yes, PPO Only |
17 |
26.5% |
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Yes, HMO/PPO Option |
22 |
34.3% |
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No |
9 |
14% |
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Other |
1 |
1.5% |
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2. |
If no, please tell us why. (Choose all that apply)? |
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Answer |
Votes |
% |
Graph |
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Cost too high |
6 |
9.3% |
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Answer |
Votes |
% |
Graph |
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Not enough employees |
4 |
6.2% |
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Answer |
Votes |
% |
Graph |
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Lack of employee interest |
3 |
4.6% |
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Answer |
Votes |
% |
Graph |
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No access/unable to obtain |
1 |
1.5% |
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Answer |
Votes |
% |
Graph |
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Other |
0 |
0% |
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3. |
In the past year, have your health insurance premiums: |
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Answer |
Votes |
% |
Graph |
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Increased 1-10% |
14 |
21.8% |
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Increased 11-20% |
18 |
28.1% |
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Increased 21-30% |
15 |
23.4% |
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Increased 31-45% |
4 |
6.2% |
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Increased More Than 45% |
5 |
7.8% |
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Stayed the Same |
2 |
3.1% |
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4. |
What percentage of the employee premium does your company pay? |
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Employee: |
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Answer |
Votes |
% |
Graph |
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None |
3 |
4.6% |
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11-25% |
1 |
1.5% |
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26-50% |
10 |
15.6% |
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51-75% |
5 |
7.8% |
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76-100% |
32 |
50% |
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Unknown |
5 |
7.8% |
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Family: |
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Answer |
Votes |
% |
Graph |
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None |
35 |
54.6% |
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26-50% |
7 |
10.9% |
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51-75% |
1 |
1.5% |
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76-100% |
7 |
10.9% |
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Unknown |
5 |
7.8% |
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5. |
What changes have you made in the last year to control your
health insurance costs? (Choose all that apply) |
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Answer |
Votes |
% |
Graph |
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Raised your employees' contribution |
18 |
28.1% |
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Answer |
Votes |
% |
Graph |
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Increased deductibles |
19 |
29.6% |
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Answer |
Votes |
% |
Graph |
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Eliminated prescription coverage |
0 |
0% |
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Answer |
Votes |
% |
Graph |
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Increased co-pays for doctor visits and/or prescriptions |
18 |
28.1% |
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Answer |
Votes |
% |
Graph |
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Cancelled coverage |
2 |
3.1% |
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Answer |
Votes |
% |
Graph |
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Established medical savings account |
2 |
3.1% |
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Answer |
Votes |
% |
Graph |
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Other |
6 |
9.3% |
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6. |
Does your company offer the option of Health Savings Accounts?
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Answer |
Votes |
% |
Graph |
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Yes |
7 |
10.9% |
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No |
57 |
89% |
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7. |
By what percentage would your health insurance premiums have
to rise for you to consider discontinuing health insurance as an employee
benefit? |
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Answer |
Votes |
% |
Graph |
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1-5% |
2 |
3.1% |
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6-10% |
1 |
1.5% |
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11-15% |
2 |
3.1% |
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15-20% |
4 |
6.2% |
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21% or more |
4 |
6.2% |
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We will not consider discontinuing |
38 |
59.3% |
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8. |
How has the cost of health care affected your business in the past
year, other than through a possible change in health insurance you offer your
employees? (Choose all that apply) |
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Answer |
Votes |
% |
Graph |
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Has not affected business |
18 |
28.1% |
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Answer |
Votes |
% |
Graph |
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Reduced pay raises/bonuses |
15 |
23.4% |
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Answer |
Votes |
% |
Graph |
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Delayed purchasing of equipment or other goods/services |
5 |
7.8% |
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Answer |
Votes |
% |
Graph |
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Not able to hire new workers |
5 |
7.8% |
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Answer |
Votes |
% |
Graph |
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Reduced profits |
22 |
34.3% |
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